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Insurance Leads (Auto / Home / Life / Health)

In-market consumer leads for auto, home, life, and health insurance from web-intent and self-reported signals.

Since 2018

Privacy-safe enterprise data

VOSB & SDVOSB

U.S. Veteran-Owned, Service-Disabled

SCC Transfers

EU/UK/CH per privacy policy

GDPR · CCPA · CPRA

Consent-first data sourcing

Overview

A real-time lead flow for consumers in-market for auto, home, life, and health insurance. Derived from GSDSI web-behavior intent, self-reported quote-request signals, and current-carrier indicators where observable. Fits insurance carriers, independent agents, and DTC lead aggregators who need daily flow of qualified prospects with insurance-line context and current-carrier signals rather than generic demographic lists.

Need an API key + JSON sample?

For technical evaluation, we can provide a sample payload, schema notes, and delivery options (S3/SFTP/Snowflake) aligned to your workflow.

Data Types

  • Contact PII (name, address, phone, email)
  • Insurance line of interest
  • Current-carrier indicators
  • Quote-intent signals
  • Geography & modeled risk band

Delivery Formats

CSVTXTAPI

Key Features

  • Real-time / daily flow
  • Four lines covered
  • Current-carrier where observable
  • Nationwide U.S. coverage

Sample fields

A representative slice of the Insurance Leads (Auto / Home / Life / Health) schema. The data dictionary shared during evaluation lists every field with its type, nullability, join keys, and refresh cadence.

FieldWhat it contains
lead_idStable identifier for the insurance lead.
first_nameConsumer first name for permitted marketing use.
last_nameConsumer last name for permitted marketing use.
emailEmail address associated with the lead when available.
phonePhone number associated with the lead when available.
insurance_lineInsurance line being researched, such as auto, home, life, or health.
current_carrierCurrent-carrier indicator when observable.
quote_intentObserved quote-shopping intent classification.

How Insurance Leads Are Compiled

GSDSI's Insurance Leads product fuses web-behavior intent signals (quote-calculator visits, carrier comparison pages, rate-shopping sessions) with self-reported form-fill signals from insurance marketplaces and comparison sites, consumer master data for PII resolution, and, where observable: current-carrier indicators derived from digital signals or modeled cohort analysis. Leads are tagged with the insurance line the prospect is shopping (auto, home, life, or health), geographic location, and a modeled risk band where appropriate data is present. The feed runs in real-time with daily aggregated delivery, so sales teams get next-day lead files covering the full national market.

Common Applications for Insurance Leads

Direct-to-consumer insurance carriers use the flow to run always-on prospecting programs against in-market shoppers, suppressing their existing book to focus acquisition spend on net-new. Independent agents filter by line of business and geography to match leads to their licensed appointments. Insurance-focused lead aggregators ingest the flow as a supplementary supply channel. Marketing-services providers pair the feed with addressable CTV or direct mail to run multi-channel prospect campaigns with consistent audience definitions. All use is for marketing and prospect targeting: the product is not a consumer report and is not used for underwriting or rate-setting decisions.

How buyers diligence insurance lead flow

Insurance lead buyers should evaluate line-of-business specificity, current-carrier indicators, quote-intent recency, TCPA/contactability controls, and whether the feed is clearly scoped away from underwriting or rate-setting.

  • Segment auto, home, life, and health intent rather than scoring all insurance interest together.
  • Validate quote-intent recency and current-carrier fields where available.
  • Confirm TCPA, CAN-SPAM, opt-out, and state privacy handling before activation.
  • Document that use is marketing/prospecting only, not underwriting or eligibility.

Frequently asked questions about Insurance Leads (Auto / Home / Life / Health)

Which insurance lines are covered?

Auto, home, life, and health. Each lead is tagged with the line the prospect is shopping. Custom cuts by line, geography, or modeled risk band are standard.

How are insurance leads compiled?

Web-behavior intent signals (quote calculators, carrier comparison pages, rate-shopping sessions), self-reported form-fill signals from insurance marketplaces, consumer master data for PII resolution, and current-carrier indicators where observable are fused into consumer-level lead records.

Is current carrier available?

Current-carrier indicators are provided where observable from digital signals or modeled cohort analysis. Coverage is partial, not every lead carries a current-carrier flag, and where present it is a signal rather than a verified contract lookup.

Is this product used for underwriting or rate-setting?

No. The product is for marketing and prospect targeting only. It is not a consumer report and must not be used for underwriting, pricing, or adverse-action decisions. Carriers who need bound-policy rating data should source that from their standard underwriting providers.

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